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Losing the plot
Jan 2013

Co-ownership

There are two types of co-ownership of a property namely joint tenancy and tenancy in common.

With a joint tenancy if:

  • you decide to sell you will receive 50% of the net sale proceeds even if you have made unequal contributions to the purchase price and outgoings
  • you pass away your share in the property passes automatically to the survivor who then becomes the sole owner of the property. This is irrespective of whether you have made a will.

With a tenancy in common:

  • if one of the co-owners dies their share in the property passes according to their will or if there is no will under the intestacy rules.
  • when the property is sold, you will receive from the net sale proceeds the percentage which you have agreed with your co-owner

We will advise you on what is best for you in your circumstances. If it is a tenancy in common, we can prepare the necessary document (usually known as a trust deed or declaration of trust). This will set out the respective interests, rights and obligations of the co -owners in the property including when the property can be sold.

To speak to someone who can advise about the legal aspects of co-ownership property call, email or request a call back from one of our specialist lawyers.

Who to contact

David Knapp

David Knapp
Partner, Head of Residential Property
01483 887772
Email
Request a callback