Commercial Property Finance Solicitors

Secured commercial property finance

Our specialist commercial property finance solicitors have extensive experience in dealing with secured lending over all types of commercial property, regularly acting for both borrowers and institutional regulated lenders in a variety of different transactions. Gaining access to commercial property finance, whether it is for investment, expansion, or diversification is often crucial to many businesses’ growth and development. Our commercial conveyancing solicitors are able to guide you through the many finance options available and help you secure the right ones for your business.

We act for banks and other regulated lending institutions in providing independent legal advice on property lending. Our specialist commercial property finance solicitors also advise borrowers when they are refinancing or obtaining structured project finance.

We draft and advise on loan documentation such as legal charges, personal guarantees, and deeds of priority between lenders, working closely with our commercial and corporate finance team on transactions.

Our commercial property finance solicitors are able to help provide advice on the following:

  • Conventional facilities secured on property
  • Inter-group charges
  • Deeds of priority between lenders
  • Advice on loan documentation
  • Preparation and negotiation of Certificates of Title
  • Perfection of security
  • Delivery of property-related financial solutions
  • Acquisition and investment financing
  • Development and construction financing
  • Mezzanine financing
  • Joint ventures
  • Refinancing

Our team of commercial property finance specialists also has considerable experience in acting for mortgagees in possession and LPA and fixed charge receivers.

For advice about property finance or to talk to one of our commercial property finance solicitors call 01483 887766 today or alternatively get in touch via live chat.

Who to contact

Roderick Campbell- Head of Commercial Property

Roderick Campbell

Partner, Head of Commercial Property

Roderick Campbell- Head of Commercial Property

Partner, Head of Commercial Property

Roderick Campbell

Roderick has specialised in property law for 30 years. He trained with Hart Brown, qualifying in 1985 and became a Partner in 1990.

He specialises in all aspects of non-contentious commercial property work including freehold and leasehold acquisitions and disposals; residential development work; options; conditional contracts, development agreements and land promotion agreements. He acts for a broad range of clients including property companies, developers, owner/occupiers and SMEs.

Hart Brown is recognised in the Legal 500 for real estate work in the South East and the entry states “Roderick Campbell provides “practical and pragmatic advice” and is a “first class” communicator.”

In 2008 he published a book on “Methods of Securing Development Land Overage”. He also holds an LLM Masters Degree in Advanced Commercial Property Law with distinction.

He is a member of the Law Society Property Group and LawNet Commercial Property Group.

His most memorable case was acting for a landowner on the grant of an Option Agreement concerning an M25 service area which lasted for some 12 years between exchange and completion!

    Tamzin Mandelli- Partner Commercial Property

    Tamzin Mandelli

    Partner, Commercial Property

    Tamzin Mandelli- Partner Commercial Property

    Partner, Commercial Property

    Tamzin Mandelli

    Prior to joining Hart Brown, Tamzin had worked for a local authority, for both regional and national firms, and she had managed her own firm.

    Tamzin is a Partner with over 20 years' experience and she is based at our Woking office. Tamzin specialises in all aspects of commercial property including the sale and purchase of shops, offices and restaurants, landlord and tenant matters (from granting the new lease, through to the various licences for works, transfers and so on) and dealing with the eventual termination of a lease. She is also experienced at dealing with development work including option agreements and acquisitions.

    Her most memorable case was the lease of some advertising space – for a well known electronics company in Leicester Square!

    What do Tamzin's clients say about her?

    "We have just worked on a commercial transaction together, which was by far the most challenging case I have dealt with (for a variety of reasons). Tamzin was extremely efficient and salvaged the transaction multiple times... I highly recommend her!"

    “Thank you very much for all of your help and support. It has been an absolute pleasure working with you and hope to do so again in the future!”

    "...thank you for your support with X, it's been good fun. Wish you were handling a commercial purchase for me! … lesson learnt, will place with you next time!"

    “The service I received was efficient, professional and the members I dealt with both past and present have been helpful…and very personable.”

      John Guthrie Associate, Commercial Property

      John Guthrie

      Associate, Commercial Property

      John Guthrie Associate, Commercial Property

      Associate, Commercial Property

      John Guthrie

      John started his career at Hart Brown in 2016. He is a Commercial Property solicitor with 21 years post qualification experience in property.

      He is a member of the Law Society and has written articles for the local press in Kent, Sussex and Surrey.

      John's specialisms:

      The full cycle of business leases, buying and selling businesses as a going concern, specific expertise in the leasing and disposal of licensed premises, development work and residential leasehold extensions.

      His most memorable case:

      Handling the property aspects of a £20 million company acquisition and restructuring the leaseback arrangements to achieve a substantial SDLT saving.

        Anne Bridger- Senior Solicitor, Commercial Property

        Anne Bridger

        Senior Solicitor, Commercial Property

        Anne Bridger- Senior Solicitor, Commercial Property

        Senior Solicitor, Commercial Property

        Anne Bridger

        Anne has extensive experience in property law, both residential and commercial. In recent years, she has specialised in commercial property, particularly landlord and tenant matters.

        Her most memorable case involved the sale of Ashdown Forest which included the Five Hundred Acre Wood and Pooh Bridge!

        Anne trained with a city firm and joined us here at Hart Brown in 2004.

          Celia Watts- Consultant, Commercial Property

          Celia Watts

          Consultant, Commercial Property

          Celia Watts- Consultant, Commercial Property

          Consultant, Commercial Property

          Celia Watts

          Celia has a wealth of experience in commercial property and in particular in acquisition of developments sites, acting for both landlord and tenants on commercial leases of industrial units and offices and acting for landowners on the granting of options. Two of her most memorable cases have been the negotiating of sale of land at Battersea Power Station and acting on the acquisition and disposal of a major development site which included negotiation with the office of the Mayor of London.

          Celia joined Hart Brown in 2007 and she became a consultant in 2015.

          Celia’s clients provide excellent feedback: “From the start of this project to the end you have dealt with everything that has been thrown at you and given me impeccable advice on all matters from buying the sites to obtaining the planning permission through to completing a section 106 on such a massive development and working tirelessly ….. thank you once again for your sound advice”

            "Hart Brown advises clients throughout the South East on matters including transactions involving leaseholds and freeholds, as well as development work. Its clients include SMEs and investment LLPs, and it has also developed a specialism in acting for residents' associations. The practice is led by Roderick Campbell; Tamzin Mandelli and John Guthrie are also recommended."

            Legal 500 (2021 edition), Commercial Property: Kent, Surrey, Sussex,

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            "This is the 12th property transaction that Roderick has undertaken for us since 1992 - We must be satisfied!"

            Commercial Property Client 1,

            "The service I received was efficient, professional and the members I dealt with both past and present have been helpful, compassionate and very personable."

            Commercial Property Client 2,

            "Thank you so much for your time this afternoon, so invaluable. People like you are what make life so much easier, please keep up the good work!!"

            Commercial Property Client 3,

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