Co-ownership of Property

Co Ownership Under the Law of Property


A property is likely to be one of your most valuable assets, it is therefore essential that your interest in the property is clearly defined in writing. We can advise you of the nature of your interest in the property and if you co-own the property, what will happen if you or your co-owner decides to sell.

Mortgage conditions stipulate that details of co-habitees or other occupiers must be notified to the mortgage company prior to them taking up occupation. As an owner of the property you may not want your partner or co-habitee to acquire legal protection or an interest in the property. Our property specialists have years of experience in advising co-habitees about how each party can protect their interests.

Unmarried couples who own a property together should consider entering into a declaration of trust, especially if they are contributing disproportionate shares. A declaration of trust details information including the basis on which they own the property, their right to buy each other’s share as well as other information. We will draft the document in a straightforward manner so you know exactly where you stand.

If you have agreed to transfer a share of your property to someone else, you will need a specialist conveyancer to ensure that your interests are fully protected during the transfer of equity. As well as transferring the equity you may also need a declaration of trust. We will advise you of all the points you need to consider.

To speak to a specialists about property ownership call or email us today.

who to contact


Bethany Head

Paralegal, Residential Property

Paralegal, Residential Property

Bethany Head

Bethany is a paralegal, assisting the residential property department in Woking. She graduated in 2017, initially working in new build residential property and then moved to Hart Brown supporting the team in Woking in a wide range of residential property work.

Bethany graduated from Southampton University in 2016 and completed her Law conversion course in 2017 at the University of Law. Currently, Bethany is studying at weekends with a view to completing the Legal Practice Course to further her career.

Corinne Flannery

Chartered Legal Executive, Residential Property

Chartered Legal Executive, Residential Property

Corinne Flannery

Corinne specialises in residential property. She has a wide range of experience which includes acting for individuals and corporate clients on sales, purchases, and re-mortgage transactions of freehold and leasehold properties, and transfers of equity.

Graduating with a BSc (Hons) degree in Management and Marketing, Corinne then qualified as a Fellow of the Chartered Institute of Legal Executives in 2005.

Corinne believes that understanding a client’s needs, building a strong relationship with them, and good communication through the process, are key in meeting a client’s expectations and ultimate goal.

Corinne often receives excellent feedback from her clients:

"Very reassuringly professional and confident conveyancing on our property transaction."

"...I have appreciated your wise counsel and the efficient way you have dealt with this transaction and managed the process so that the deadlines were all met."

David Knapp

Partner, Head of Residential Property

Partner, Head of Residential Property

David Knapp

David is Partner of the firm, head of residential property and a qualified solicitor.

David has worked at Hart Brown for 37 years, joining the firm in 1981. He graduated from the City of Birmingham Polytechnic in 1980, attended Guildford Law School in 1980 and qualified as a solicitor in 1984.

David's specialism in residential property and progression throughout the firm has enabled him to build many long-lasting relationships with clients he has helped over the years and continues to do so. He has a great deal of legal and life experience and enjoys interaction with those known to him as well as newly introduced people.

Debbie Beswick

Associate & Chartered Legal Executive, Residential Property

Associate & Chartered Legal Executive, Residential Property

Debbie Beswick

Debbie, who is an Associate and Chartered Legal Executive, specialises in residential property. After joining Hart Brown in 1984 she quickly progressed through the ranks qualifying as a Legal Executive in 1996. She was admitted to the Fellowship in 1997. Debbie is well known in the Godalming area and receives high praise both from clients and agents who come back to her time and time again.

Her most memorable case was the purchase of a property for clients who were looking for a quick turnaround. It was a mere 3 working days from instructions to exchange of contracts.

Debbie often receives excellent feedback from her clients, here are just a few of their statements:

"This is the second time we've used Debbie at Hart Brown, and yet again she has given us fantastic service. Shall certainly be using you again."

"It's a quick, efficient and friendly service - just right for the somewhat fraught process of buying and selling property."

"We had our smoothest sale ever thanks to Debbie Beswick."

"Second time we've used you, second time we've been impressed."

Emma Moore

Partner, Residential Property

Partner, Residential Property

Emma Moore

Emma is a Partner in the residential property department. She has 20 years' experience in helping clients move house as smoothly as possible.

Emma qualified as a solicitor in 1998 after studying for an LLB (Hons) Law Degree.

Her specialism within residential property involves dealing with a wide range of sales and purchase of houses and flats, ranging from first time buyers to high net worth properties.

Emma is a proactive member of the team, moving transactions forward as quickly as possible. She strives to find solutions to a range of problems that arise, ensuring her clients achieve their desired goals.

An example of feedback received from clients:

"Thank you for all your help with this. It's a pleasure to work with you. You are responsive, action oriented and straight forward - all behaviours which I value!"

Jackie Roberts

Licensed Conveyancer, Residential Property

Licensed Conveyancer, Residential Property

Jackie Roberts

Jackie is a Licensed Conveyancer based in our Godalming office, she deals with residential conveyancing including freehold and leasehold sales and purchases, remortgages, shared ownership, transfers of equity and more.

Jackie has worked in conveyancing for approximately 15 years, having qualified as a Licensed Conveyancer some 10 years ago and she has worked at Hart Brown since August 2016.

Jackie has an abundance of experience in residential conveyancing matters, she is an approachable and friendly individual, and very efficient in helping her clients achieve their desired outcomes.

James Jugghoo

Paralegal, Residential Property

Paralegal, Residential Property

James Jugghoo

James is a paralegal, assisting the residential property department in Guildford.

He graduated in 2017 and worked in conveyancing within a national law firm for a short while before joining Hart Brown supporting the Guildford office with a wide range of residential property work.

James graduated from Portsmouth University in 2017 with a view to completing his LPC and qualifying as a solicitor. He is looking to undertake his LPC studies at the University of Law in the near future.

Jeremy Jupp

Partner, Residential Property

Partner, Residential Property

Jeremy Jupp

Jeremy has extensive knowledge in Residential Property having qualified in 1992.

He is committed to providing a proactive, friendly and positive approach, with 25 years’ experience as a residential property specialist. Jeremy strives to communicate clearly and effectively with all those involved in transactions he deals with, in order to achieve the best outcome for his clients. He endeavours to find pragmatic solutions to problems wherever possible.

Jeremy believes in building up a strong relationship with his clients in order to understand their aims and needs, and work with them to achieve these so far as possible.

Memorable cases Jeremy has worked on include completing a purchase within a week from instruction where his client was given a great incentive on a new build property if he completed that quickly.

In 2014, Jeremy was involved the sale of a property where a Local Authority had acquired a strip of land along the frontage in the 1960s for potential road widening. They had granted a license over the land in exchange. The road widening never took place and the scheme had been abandoned, however, the buyers’ solicitors were not happy with the license arrangement that remained in place. Jeremy drafted a conditional contract clause which gave his client 9 months to resolve the issue with the Local Authority and to pay any premium agreed out of the exchange deposit. After lengthy negotiations with the Local Authority which involved taking Counsel’s Opinion in relation to the status of the license, an agreement was reached with the Local Authority just in time to enable him to give notice to the buyers’ solicitors to complete the sale.

Nicole Lush

Solicitor, Residential Property

Solicitor, Residential Property

Nicole Lush

Nicole studied Law at the University of Reading before working as a paralegal in a busy conveyancing department whilst completing the LPC on a part-time study basis at the College of Law, Guildford. She completed her training contract with a Hampshire based firm and qualified as a solicitor in England and Wales on 17 February 2014. Nicole then worked briefly in family law before choosing to specialise in residential property.

She specialises in the sale and purchase of freehold and leasehold properties, Transfers of Equity and re-mortgages.

Peter Howe

Associate, Residential Property

Associate, Residential Property

Peter Howe

Peter’s specialism is residential property.

He qualified as a Solicitor in 1991 and worked for a number of firms as a locum and then full time before joining Hart Brown in 2000. His experience as a locum he says gave him a good insight into the kind of firm that he wanted to settle down in. “It is amazing how different firms are in terms of the service they offer their clients” says Peter.

Peter receives excellent feedback from his clients:

"We would like to thank you very much for acting for us in this matter...we have been impressed with your timely and straightforward handling of the various stages of the process and your effective dealing with any issues arising. Once again thank you very much – it has been a pleasure doing business with you."

"I found all my dealings with Peter Howe very useful, he is very down to earth and explained and answered all my queries very clearly, which took away a lot of the stress. Thank you."

Tim Pearce

Partner, Residential Property

Partner, Residential Property

Tim Pearce

Tim is Chair of the firm, Compliance Officer for Legal Practice and Quality Partner, dealing with residential property work.

Tim has a vast amount of experience in residential property, having been qualified for over 40 years. He is learning many aspects of his additional roles, yet he is still invested and highly competent in residential property.

Tim qualified with a BA in Business Law, Articled with Hart Brown in 1978 and became a solicitor in 1980. His specialism in residential property work, particularly in the Surrey area, has provided Tim with a highly experienced and efficient skill set to achieve successful results for many long-standing and new clients.

Tulia Ristow

Associate, Residential Property

Associate, Residential Property

Tulia Ristow

Tulia qualified as a solicitor almost 12 years ago and specialises in all aspects of Residential Property work. Tulia is also a qualified lawyer in Colombia, Latin America, and she is bilingual in English and Spanish.

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