Personal Injury

Personal Injury


If you are injured by an uninsured driver or you are involved in a hit and run accident where the other driver cannot be found, the Motor Insurers Bureau (MIB) can assist:

  • under the Uninsured Driver’s Agreement the MIB will pay compensation in the same way as if the driver was insured, subject to certain limits in relation to damage to property. It will also pay your legal costs in the usual way
  • under the Untraced Driver’s Agreement there is also a limit on claims for property damage and if there is only a claim in relation to that it needs to be made within 9 months of the date of the accident. There are also strict limits on the amount of the MIB’s contribution towards your legal costs

Under both agreements there are a number of requirements and exceptions which represent traps for anyone not used to dealing with these motor insurance claims.

If you have had an accident because of the actions of someone driving without insurance or an untraced driver let us help you with your Motor Insurers Bureau claim. We have particular expertise in this area.

To speak to a specialist personal injury lawyer who can help with a Motor Insurers’ Bureau claim or any other type of accident claim contact us now by calling, emailing or requesting a callback.

who to contact


Gerard Sanders

Partner, Personal Injury & Clinical Negligence

Partner, Personal Injury & Clinical Negligence

Gerard Sanders

Gerard qualified with a large regional firm in 1991. Since 1995 he has specialised exclusively on claimant personal injury work. More recently he has focused on complex higher value clinical negligence and personal injury claims.

His greatest success has been winning the high profile case of Delaney-v-The Secretary of State for Transport where after almost 9 years of litigation involving two Court of Appeal hearings and an application to the Supreme Court he was finally able to establish that the Motor Insurers’ Bureau Agreement was incompatible with EEC law. As a direct result of the decision in this case the agreement has had to be amended to the benefit of many future victims of uninsured drivers.

Gerard is a member of the Law Society’s Personal Injury Panel and he appears in the latest Legal 500 rankings in the fields of personal injury and clinical negligence.

Gerard’s other professional qualifications include a Diplome D’Etudes Juridiques Francaises from Strasbourg University.

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