Motor Insurers Bureau Claims

MIB personal injury claims

If you are injured by an uninsured driver or you are involved in a hit and run accident where the other driver cannot be found, the Motor Insurers Bureau (MIB) can assist:

  • under the Uninsured Driver’s Agreement the MIB will pay compensation in the same way as if the driver was insured, subject to certain limits in relation to damage to property. It will also pay your legal costs in the usual way
  • under the Untraced Driver’s Agreement there is also a limit on claims for property damage and if there is only a claim in relation to that it needs to be made within 9 months of the date of the accident. There are also strict limits on the amount of the MIB’s contribution towards your legal costs

Under both agreements there are a number of requirements and exceptions which represent traps for anyone not used to dealing with these motor insurance claims.

If you have had an accident because of the actions of someone driving without insurance or an untraced driver let us help you with your Motor Insurers Bureau claim. We have particular expertise in this area.

To speak to a specialist personal injury lawyer who can help with a Motor Insurers’ Bureau claim or any other type of accident claim contact us now by calling, emailing or requesting a callback.

Who to contact

Gerard Sanders - Head of Personal Injury & Clinical Negligence

Gerard Sanders

Partner, Head of Personal Injury & Clinical Negligence

Gerard Sanders - Head of Personal Injury & Clinical Negligence

Partner, Head of Personal Injury & Clinical Negligence

Gerard Sanders

Gerard qualified with a large regional firm in 1991. Since 1995 he has specialised exclusively on claimant personal injury work. More recently he has focused on complex higher value clinical negligence and personal injury claims, achieving seven figure settlements in personal injury cases involving amputation, multiple orthopaedic injuries and head injuries.

His greatest success has been winning the high profile case of Delaney-v-The Secretary of State for Transport where after almost 9 years of litigation involving two Court of Appeal hearings and an application to the Supreme Court he was finally able to establish that the Motor Insurers’ Bureau Agreement was incompatible with EEC law. As a direct result of the decision in this case the agreement has had to be amended to the benefit of many future victims of uninsured drivers.

Gerard is a member of the Law Society’s Personal Injury Panel and he appears in the latest Legal 500 rankings in the fields of personal injury and clinical negligence.

Gerard’s other professional qualifications include a Diplome D’Etudes Juridiques Francaises from Strasbourg University.

What do people say about Gerard?

“I have the highest regard for you and your company.” – Dr Philip Steadman , Consultant Psychiatrist.

“He is a pleasure to work with and always gains the absolute best outcome for those who instruct him. He is highly responsive and he has an eye for detail with a sensible overview of the global issues.” – Colin McDevitt, Barrister, 3 Paper Buildings.

“I think that is an excellent outcome!. You have phenomenal negotiation skills. I work with insurers every day and to say the very least they are a challenge!” – client.

“It has been an unbelievably difficult time over the past few years. The decision to have my leg amputated was not particularly easy, nor was the rehabilitation. To do all of that whilst worrying about my case would have quite simply been overwhelming. Having you there meant that I had none of that worry. I have always known as I was in incredibly good hands and that I had nothing to be concerned about… You have made a unfathomably difficult situation immeasurably easier, and I will be forever grateful to you.” – client.

    Mark Wisby- Clinical Negligence

    Mark Wisby

    Associate, Clinical Negligence

    Mark Wisby- Clinical Negligence

    Associate, Clinical Negligence

    Mark Wisby

    Mark is an Associate Solicitor specialising in clinical negligence and serious injury claims.

    Mark’s role is to investigate allegations of negligence including at inquests to try and get his clients any additional help they may need and to recover for them the compensation they deserve. He guides his clients carefully through the litigation and alternative dispute resolution process always setting out clearly what the options are and which is the best one.

    He has over 30 years’ experience of working for both claimants and defendants including working on secondment for a number of insurers dealing with employers’ liability, public liability, product liability and road traffic accident claims. He has over that time recovered substantial damages for his many clients including over £3 million for one of them.

    Mark is a Fellow of the Institute of Legal Executives and qualified at the Inns of Court Temple as a solicitor in 2004.

    Mark really listens to what his clients want to achieve and will always tries to ‘go the extra mile’ to secure a successful outcome.

    What do Mark's clients say?

    "...thank you so very much for handling my case and getting me an unexpected outcome even with its complexity! The settlement has afforded me to cut my hours and afford to take early retirement..."

    "A huge thank you for all of your guidance and support. Throughout you have been patient, explaining everything, never offering false hope, always approachable. We can now move forward..."

    "I just wanted to say a massive thank you to you for all the hard work you have done for me... I really appreciate it and wasn't expecting anywhere near the final figure, all due thanks to you!"

    "Thank you for all your efforts in sorting out my personal injury claim... I also thank you for your clear and concise explanation of legal speak which is hard to understand. All of my meetings with you were productive and interesting and you kept me well informed throughout."

      Employment | 27th November 2023

      Redundancy: What is it and when does it happen?

      Facing redundancy can be a challenging and uncertain time for employees. It is important to have a clear understanding of the redundancy process and your...

      Jane Crosby

      Commercial & Corporate, Employment | 17th November 2023

      Route to the door is different for Directors

      When Suella Braverman was removed from her cabinet post she decided to take a defiant stance, with an open letter criticising PM Rishi Sunak for...

      Jane Crosby

      Commercial & Corporate | 16th November 2023

      When dealmakers decide to bite down on a MAC

      Court ruling highlights the challenge for buyers if a deal turns sour.   The takeover of Twitter by Elon Musk hit the headlines last year when...

      James Lamont

      Family | 3rd November 2023

      Mediation and Christmas. What to do when there is no...

      The festive season is a time of joy, celebration, and family gatherings. However, for separated or divorced parents, it can also be a period of...

      Sharon Powell

      Dispute Resolution News, Employment | 23rd October 2023

      Employment non-competes look set to shrink

      The Government plans to prune restrictions around non-compete clauses when employees leave to join a competitor or set up a rival business, according to a...

      Jane Crosby

      Commercial Property News | 20th October 2023

      Navigating Energy Rates for Commercial Properties

      As the world grapples with the challenges of increasing prices for energy and climate change, the importance of sustainable energy practices has never been more...

      Tamzin Mandelli

      Email Us

      We will return your email within 24 hours during our office hours.

      Submit Enquiry

      01483 887766

      Call us today if you would like to discuss your legal issue.

      Come and see us to book an appointment

      At one of our five offices.

      Our Offices